Who is People First Bank?
Through the merging of People's Choice and Heritage Bank, a new larger mutual bank has arrived.
A proud history
Between People’s Choice and Heritage Bank, we’ve been doing this for over 150 years – so we know a thing or two about supporting our customers.
Customer-owned
We’re a customer-owned bank that’s large enough to challenge the major banks, but small enough to care about you.
Community matters
Supporting our customers and their communities is at the heart of everything with do, with our People First Bank Foundation and Community Lottery leading the way.

The story so far
People’s Choice and Heritage Bank merged in March 2023 to create one of Australia’s largest customer-owned banks – People First Bank.
Our name says it all – we’re a bank for people like you. Our priority is putting you, our communities, and the planet first - just as we always have.
We’re on an exciting journey to bring together our products, services and technology under one brand. This will take some time – but we assure you it’s worth the wait.
What happens next?
For now, Heritage Bank and People’s Choice continue to operate as usual.
There’s nothing our existing customers need to do, as there’s no immediate impact to their banking yet.
We’re taking a phased approach to introducing the People First Bank brand so that our customers can experience a smooth transition, like the gradual rebranding of our branches and community initiatives.
While our name is changing, our commitment to you is here to stay.
Meet our new-look branches
We're continuing to deliver the same great People's Choice and Heritage Bank services, just with a fresh new look.
We’re gradually rebranding our national network of branches to People First Bank, starting with our People’s Choice branches in 2025, closely followed by our Heritage Bank branches.
Don’t worry, our customers will be the first to know of any changes to their local branch.
Although these branches will look a little different, you'll still find the same Heritage Bank or People’s Choice products and services until we officially make the switch to People First Bank.

People First Bank branches
We have started to update our branches to our exciting new brand.
Learn more about our rebranded branches.People First Bank in our community
We are now a leading Australian customer-owned bank, with over 90 branches across NSW, NT, QLD, SA and VIC. This gives us even more opportunities to support and give back to our communities.
People First Bank Photographic Awards
Originally known as the Heritage Bank Photographic Awards, the newly named People First Bank Photographic Awards are open to professional and amateur photographers.
With no cost to enter, this competition encourages photographers all over Australia to explore their surroundings and capture their own little piece of history. With a massive prize pool of over $50,000 across a range of categories and awards, the People First Bank Photographic Awards is one of the most lucrative in the country.
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Adelaide Strikers
At People First Bank, we're stepping up to the crease for another exciting year of partnership with the Adelaide Strikers.
This relationship began with People's Choice, who have been a proud major partner of the Adelaide Strikers BBL and WBBL teams since 2017 and People First Bank is proud to continue on, with 2024 marking our 7th year of partnering with the team. We are also the inaugural SACA Membership Partner – a perfect alignment of two Member-centric organisations.

People First Bank Foundation
As a key milestone in the successful merger between Heritage Bank and People’s Choice Credit Union, we are very excited to announce that we have rebranded the Foundation to align with the new name of the Bank. Our focus and philosophy of support has not changed. We are still passionate about supporting high quality programs that create long lasting positive impacts by reaching people in need in the communities we serve.
The future is bright. Just like the Bank, the merger allows us to have a more national presence. This already can be seen in the selection of our 2024 charity partners, where we have supported programs right across the People First Bank footprint.
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People First Community Lottery
Originally known as the People's Choice Community Lottery, the People First Community Lottery gives local sporting clubs, schools, charities, volunteer groups and other not-for-profit community groups the opportunity to raise funds and achieve fundraising goals.
Since its inception in 1984, the Community Lottery has helped to raise more than $22 million for community groups . People First Bank will continue this legacy.
People First Bank, along with our proud business and media partners facilitate the lottery administration, advertising, prizes and tickets, so that the community groups participating can pocket 100% of every $2 ticket sold. We are proud to share that this year our charity partner is Starlight Children’s Foundation.
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People First Stadium
We are proud to sponsor the People First Stadium on the Gold Coast in Queensland. A place where we can come together to support exciting activities and physical wellness. Whether it's an international touring artist, or a local football club medal presentation, People First Stadium strives to take an enriching place in people's lives, not just on the map.
Whether it's your first concert, first AFL game or first family day out at the cricket. Whatever type of entertainment you enjoy, we can’t wait to welcome you to People First Stadium for once-in-a-lifetime moments you won’t experience anywhere else.
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People First Bank and Western Bulldogs
We are delighted to kick off another exciting year of partnership with the Western Bulldogs.
This relationship began with People's Choice in 2017, and People First Bank is proud to continue on, with 2025 marking our 9th year of partnering with the Club.
This partnership aligns two like-minded organisations with similar goals and values. People First Bank and Western Bulldogs both have a strong commitment to local communities and are dedicated to giving back to their members.
Visit SiteNew here? It’s nice to meet you.
Looking for a choice that creates positive change through banking? You’ve come to the right place.
People First Bank is set to launch later this year and trust us when we say – you won’t want to miss it.
To stay in the loop with when you can join the People First Bank family, keep checking back in on our website or hit follow below.
Our official websites
As we work towards our new brand, we will slowly phase out our existing brands, including their websites. For now, these are the only three official website addresses for our bank.
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https://www.peoplefirstbank.com.au
Remember to double check the web address matches one of the above if you're unsure.